Health Insurance For Truck Drivers And Other Health Care Options

It is vitally important that commercial truck drivers have some type of medical care plan due to the high rate of illnesses and injuries that they sustain. Most commercial truck drivers health is not the best and could be improved through better food choices caseearn.com. Typically, many truckers diets consist of far too many unhealthy food choices. High blood pressure, diabetes and obesity are a few of the conditions which require regular medical treatment.

Regular health insurance covers basic routine procedures. This includes regular exams and routine illnesses. This also includes colds, flu shots, vaccinations, ear infections, minor injuries, etc. It does not include coverage for serious health problems.

Major medical health insurance is for serious health concerns. This covers serious illnesses such as cancer, heart disease, strokes, accidents, etc. No one can ever predict when a medical emergency will occur as one could occur anywhere, and anytime to anyone. Serious medical problems such as these are very expensive and could financially devastate those who don’t have insurance coverage.

Major medical plans are often sold in combination with a comprehensive health plan that covers preventive care. One can be used to cover basic health care expenses such as routine doctor visits such as infections, colds, flu, minor injuries, etc. The other can be used to cover expensive emergency room visits and the treatment of serious diseases and long-term illnesses.

Many commercial truck drivers, especially independent operators don’t have any health insurance plan. Fortunately, a new plan offered by the Owner Operator Independent Drivers Association (OOIDA) can help by offering a basic health care plan. OOIDA is a company which fights for the rights of all professional truckers. OOIDA has introduced a plan called “My Community Care.” This is not an insurance plan but rather a membership program which provides medical care for injuries or illnesses as well as preventive health and wellness services.

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